Continuing Education

Morgan asked:


I’m planning on transfering to UAB to earn my B.S. in Cytotechnology but my question is after earning my B.S. how can I continue my education (earning M.S. or Ph.D) in this field? Would I be studying in the field called Clinical Laboratory Sciences (M.S.)? How many more years of schooling will that take? Also with a Masters (or higher) degree how much money would I be making then working as a Cytotechnologist with a B.S. degree? Thanks for any information.

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edward hulse asked:


You can now earn your insurance continuing education credits by taking online insurance CE courses from the comfort and convenience of your own home. You can now complete your chosen insurance CE courses as well as those that are mandatory for certification from the catalog of courses listed online which are all approved by the department of state insurance that you are working in. Moreover, online insurance continuing education helps you have the competitive cutting edge in the insurance market where you have to prove your skill and mettle to generate maximum sales from insurance policies. You have to be well aware of the different types of insurance products available in the market and earn insurance credits on a majority of courses to keep yourself abreast with the ever changing rules, laws, policies, procedures, products and features of the insurance sector. Continuing education insurance courses are available for life, health, property, fire, adjuster and many more. You only need to have the zeal to learn and excel in your area of expertise and there are infinite resources online to train you accordingly. You can now take the online insurance continuing education for stipulated number of hours as per your convenience and write the online test to earn your credits and certifications. There are many online insurance continuing education courses that provide for self study and you can even print them from your browser if you chose to study that way. Whether you wish to renew your single insurance license or acquire new licenses for dealing with multiple insurance products you have to earn your credits by clearing the courses in insurance continuing education. Alternatively, WebCE can also ship the insurance course materials to you via the UPS if needed. Some of the states that are doing extremely well in providing online insurance continuing education classes to help insurance agents, advisors and professionals to emerge as successful dealers in insurance are - California, Illinois, Florida, New York, Pennsylvania, Connecticut, and Texas. However whether you are dealing with insurance products from the states listed above or from any other state it is immaterial as, the online insurance education services get your courses approved by the department of state insurance concerned. By learning new insurance products, concepts, marketing strategies, competitors, laws, rules and regulations that govern insurance policies you will be in a better position to sell your products effectively and confidently to clients without leaving any scope for your competitors to penetrate into your market share. If by any chance you do not possess the necessary knowledge to answer the questions posed by your clients, then you may instantly lose your customer as they would be some other insurance agent ready to fill in your shoes in an instant and strike a great deal. Such is the competition in the current insurance sector. The online Insurance continuing education has new modules that keep getting upgraded every year to make you as an insurance dealer more proficient and well versed with the insurance industry.



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gurl_gurly08 asked:


I am just about done with my A.A.S as a Pharmacy Technician and I am thinking about getting my Associates in Business Administration but I’m not sure if I want to do that. I need some advice

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Shannon Wray asked:


Cosmetology is the “science” of hair, skin and nails and beauty treatments that can be applied to them. As with most everything else in the professional world, techniques and procedures in cosmetology are always being improved and thereby making the need for Continuing Education in Cosmetology a necessity. We focus on cosmetology in the US, but with minor modifications, these courses could be applied to other developed and developing countries as well. We first give a brief introduction, then mention the educational and licensing requirements, and then give a description of Continuing Education in Cosmetology. On-line education is also described herein.

A general cosmetologist would be proficient in performing basic tasks in all categories of hair, skin and nails. Experienced professional cosmetologists can specialize in one of the following disciplines; Hair Stylist, Shampoo Technician, Nail Technician, Esthetician, and Electrologist. Afterward, with experience they can progress to become senior cosmetologists or managers.

To become a cosmetologist one must first get a license. In order to do this one must graduate from cosmetologist. The cosmetology course must be accredited by a professional institution.

Depending on the person’s interest and whether he wants to further his technical carrier or wants to go into management, he/she can take continuing education courses in Cosmetology or Management. Cosmetology Continuing Education courses in the various fields are up to 3 to 6 months in duration. In the US, in most states it is mandatory that an individual take Continuing Education courses as the Cosmetologist’s license is only valid for  2 to 5 years and license can only be renewed after taking such courses.

While fashions and skills in Cosmetology don’t change as fast as in Engineering, Technology and other areas, still they keep changing with time and one’s skills must be refreshed from time to time to stay abreast of the latest developments. Also, new beauty products keep coming in the market continually requiring one to refresh his/her skills.

An increasingly popular option for cosmetology continuing education is online schooling.  On-line Cosmetology education is very promising because practicing Cosmetologists can pursue on-line education at their home in their free time. This makes it ideal for pursuing further education while working. You can know more about online continuing education at www.preferredce.com.



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edward hulse asked:


The Underwriting Process

Even though many insurance policies are issued on the basis of the application alone, it is still sound business to explain the underwriting process.  The explanation of the underwriting process should include three “checks and balances.

1.         Medical Information Bureau.  The MIB serves as a huge clearinghouse of medical information concerning applicants and helps to disclose cases where an applicant conceals or submits misleading medical information.

2.         Inspection Report.  This report provides details on an applicant’s lifestyle, finances, and exposure to abnormal hazards.  These reports are usually ordered on applicants who apply for large amounts of insurance. Friends neighbors and/or employers may be contacted.

3.         The Credit Report.  This report is ordered when there is reason to question the applicant’s ability to pay the premiums and to determine whether or not the applicant may be a poor credit risk.

In summary, the application process is important to all three parties involved; the applicant, the agent and the insurer.

All of the information on an insurance application has a direct bearing on whether the policy will be issued as requested, rejected, or amended.  An agent who knowingly fails to provide all the necessary information about a prospect is nor serving anyone’s best interests.

Consider, for example, the agent who “forgets” to disclose that the applicant is a dedicated bungi jumper.  The agent figures that if this information is submitted to the insurer, the company would rate the case making it unaffordable to the applicant.  A lost sale means lost commissions.  Thus, the information is not revealed and the coverage is issued as standard.  However, six months later, the insured dies while attempting another jump.  The insurer probably will contest or deny the claim, citing concealment.  Rather, than receiving the death benefit, the family receives a return of premium.  How ethical was the agent?  What service did he/she provide?

Precision and accuracy in completing the application are always needed.  This will protect both the applicant and the insurer, and protect the agent from any possible liability claim.

Maryland Insurance Continuing Education

Insurance Continuing Education



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SEXY_LADY asked:


As a mother of two small children want to continue education, is there such a college that has dorms or campuses to accommodate mothers as well as their young children?

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Depressed Man asked:


I have discountinued my undergraduation in the year 2005? I want to continue my education any suggestions??

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edward hulse asked:


The Life Insurance continuing education classes offered online are streamlined and well devised to ensure that all insurance agents meet all the insurance CE requirements as set by the state to obtain or maintain their current licensing status. Life Insurance is the most profitable insurance product to many insurance companies and of course it is one of the most difficult products to sell owing to it long term care feature as well slightly high premiums that go into its policy. Definitely the insurance agents dealing with this product get better brokerage or commission in selling this product owing to its intricate complexities and high cost of premiums. It is but imperative that insurance professionals dealing with this product have competent knowledge and skill in delivering persuasive and appealing sales pitch to sell Life insurance policies to people in the state. Life insurance continuing education classes are being conducted by majority of states either online or through classroom sessions to impart thorough knowledge on the rules, features, business plans, marketability and laws governing life insurance policies. This would definitely up skill the insurance professionals to answer any related queries by the general public without having to fumble for information. It is mandatory that all licensed insurance agents, underwriters and brokers must complete a few courses in Insurance CE on an ongoing basis as the procedures, rules, principles, terms and conditions governing insurance policies tend to change periodically from location to location over a period of time. One has to be well aware of the necessary changes made and sell the insurance products as per the guidelines provided in the insurance continuing education classes. Nowadays insurance CE classes are provided online and as well as in classroom sessions. Alternatively you can also purchase insurance continuing education credits online if you prefer to work that way. On an average every state offers around 25 life insurance continuing education courses in order to fulfill the Department of State requirements to handle insurance products. The training and courses are offered for all insurance trainees, professionals, and property and casualty dealers as well as beginners who wish to start their careers in Insurance sector. There are over dozens of insurance continuing education classes that deal with property and casualty, annuity, risk management, auto insurance, health and life insurances. The catalog mentioning the various insurance products also consist of flood and fire insurance policies which are extremely comprehensive and customized to meet the needs of customers in times of emergency. As insurance industry is dynamic and customer’s expectations from the insurance products also keep changing from time, the rules and regulations governing the insurance continuing education courses are amended from time to time and the insurance advisor has to keep himself abreast with the changes to be able to convince the customers better and suggest a policy that suits their needs. This is exactly the reason why the government has made it mandatory for all insurance advisors to take training session for stipulated period of hours every year.



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angel_baby asked:


I am a physical therapist assistant. And I have been told that it’s possible to continue my education and earn my masters degree by going to school for a weekend out of the month . I cant find a school like this and the therapists i work with dont know the names. I would like to be able to work full time while furthering my education.

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edward hulse asked:


The whole concept of insurance is that of continuing education. Unless an insurance advisor is seriously in touch with the subject and the changing regulations, he cannot suggest the right kind of a policy to his customers. And customers’ expectations also change with time!

That is the exact reason why the government has put in a law that all insurance advisors should attend a mandatory training session for a stipulated number of hours each year. Since the laws change from state to state, we can’t be specific about it - but it generally is around 20-25 hours a year. In that, there is one session which is compulsory - Insurance Ethics; and when you think about it, that is a seriously good condition to have been put into the regulation code. Insurance is such a sector in which there is so much of competition that it is quite tempting for people to skip the little ethics which are mostly in unwritten form. So each year, when there is a brush up on the ethics front, there is a conscience which pricks us from inside when we cross the line.

Insurance continuing education classes have become easy with the online version that has come into existence in the recent years. No longer do people need to head down to an insurance training centre and look for a slot in which they prioritize and attend classes to complete the fixed number of hours as per the code. They can just log on to some website which is certified by the board, and update their insurance education online itself. If you are a busy person (as most insurance people are) you would normally not like to spend time at an institute, that too during working hours. Online, you can finish the required number of training hours at your convenience - whether it is at night or during the day. Even weekends are fine, if you have a computer based session!

Then comes the biggest advantage - unlike at your local training institutes, there is no compulsion that the same sets of training modules need to be taken each year. There are so many new modules which are added year on year, and the amount of knowledge which can be gained in insurance continuing education online is immense! There is absolutely no limit to what can be learned at these sessions. If you have not seen the modules online yet, head down to a recognized training portal and you will sure be amazed!

Insurance continuing education classes have come a long way. Some states used to not even require such training and some still do not. It is very important to stay ahead of the competition whether that means knowing the news insurance laws and regulations, learning new sales practices, or even learning about new product offerings to your current and future clients. If a client trusts you on being the expert, you better not disappoint them, or your friendly insurance agent down the road will make sure to fill your shoes in an instant. It is also important to gain their trust and receive referrals. You would be surprised on how many successful agents work strictly on referrals.



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