Continuing Education

Arslan asked:


Next year I will be graduated from university? so now I am thinking about what exactly to do: to work or study. Of course, I have got definite plans and alternatives. But at the same time I want to continue my education on MBA. What do you think about it? Is it profittable or waste of time?

Wood Pellet Stoves

Jerold asked:


I have already graduated from a US college and have completed my OPT. I am now Living in the Bahamas. I am going to school again in the US, which means I will be under an F-1 Visa. Can I get Married to a US citizen and continue my education under an F-1 Visa? will I be able to apply for a k-3 Visa while still in school?

How To Install Vinyl Siding

zizi asked:


I was thinking about entering college for LPN certificate but since that’s not a degree i’m not sure if i’d be able to continue my education in a 4 year college? Anyone know any info on this? Should I just get a degree in medical assistant?
RN programs around my area are very competitive with waiting lists or grade requirements before you enter (mine were terrible in h.s) so I figured I’d go for lpn first

Outdoor Solar Lighting

Atoosa S asked:


what are the best majores for me to continue my education which I can find a good paying job after finishing my study?

Triple Scented Jar Candles

Gerry Samson asked:


Dentistry is a unique area of health care.  Delivering dental treatment typically includes very close “in your face” contact with a patient while invading their body cavity (inside their mouth).  In addition to that the patient is typically awake, gazing into the dentist’s eyes and face – very close contact.  And, many people are apprehensive and nervous making the entire process daunting for both patient and dentist. 

Orthodontics is one of those specialty dental areas.  Defined, “Ortho” means “straight” and “dontics” refers to teeth. After completing dental school an additional 3 years of specialty education is required. Orthodontic residency class sizes are small and exclusive with only 4 – 6 students admitted each year. In addition to treating patients, orthodontic residents study human facial growth, facial type analysis, orthodontic history, craniofacial anatomy, jaw function and dysfunction (TMJ/TMD), management of complex dental and surgical cases, craniofacial anomalies, dentofacial aging, as well as the complex area of orthodontic mechanics.

After graduating it’s essential that orthodontists keep current with the latest advances in the specialty.  As well, each State has specific and mandatory continuing education requirements. In that regard, the individual person knows their best learning environment.  Some prefer the classroom or study group with live feedback and camaraderie.  Others are more solitary preferring journals and textbooks. Now, we have the option for “24/7” orthodontic education on the Internet.  Here, I’ve discovered that the on-line consumer of education prefers face-to-face contact with the presenter.  Of less appeal is the “fly on the wall” internet experience where the person logging in feels more like just another face amidst the great unwashed.  With that in mind I developed gnathosCE.com, a format that offers a more engaging, personalized experience where I’m speaking one-on-one to the viewer.  The site is available to all interested health care providers including the “exceptional employee”.



Auto Touch Up Paint

Catster12 asked:


why people like that… i know they should be allowed to continue their high school education but give me reasons why they should not…it’s for a bloody debate…this is the third time I’ve wrote this and people still tell me they have a right, i know they have a right!!! but tell me why they should not continue their high school education…plz

Glade Scented Candles

edward hulse asked:


Are you a professional in the Insurance sector? If so you sure should be enjoying rather liking to keep yourself upgraded with the latest requirements and insurance schemes that are frequently incorporated in all life insurance companies. If you’re from California, then the California insurance continuing educating is something that could help you stay abreast with the actual requirements and qualifications an insurance agent is expected to have.

Through the insurance continuing education, one should be able to earn credits and certifications which will automatically qualify him better to be an adept advisor at life insurance. While selling life insurance it becomes vital that the agent or advisor gets to know of the state’s newest policies not only to keep his license active for selling insurance but for a simple reason to have a natural yearning for knowledge that is updated.

If you think you’ve found your ultimate career in selling California life insurance there are certain topics that you have to keep getting frequently trained in so that your license and certification is always valid according to the state rules and norms. The process of getting trained and retrained is continuous and at no point of time an insurance professional would want to lay back and retain relevant insurance sector knowledge that is obsolete. The California insurance continuing education is a unique way of appearing for exams where you could do it at your own convenience. Earlier it was the typical classroom environment which became inconvenient for the part time insurance agents to attend. Owing to the clash in timings, they had a valid excuse as to why they couldn’t upgrade their knowledge and basic information on the different areas concerning life insurance.

Today with the internet technology seeping into every field, California insurance continuing education also has begun adapting this innovative way of training its advisors. These courses that are online need registration from the user and it can be done at a very nominal fee. Most online sites don’t charge the learner a penny till he attempts and passes the exams they are supposed to in order to justify their position as an insurance sector professional. On passing these exams a minimum $1 fee is paid and this goes to qualify them for certification. This certificate in turn serves as a perfect license and is valid not for long, just till something new comes up and the California State makes it mandatory that all the agents qualify the exam and get re certified.

One could browse through all the sites that provide continuing education in the California insurance field in order to keep himself alive in the field. Most sites offer numerous tests on various topics especially when it is got to do everything with California insurance in particular. Depending on the level of professionalism you have attained or you intend acquiring you need to take the relevant test online in order to become a trained professional who has all the right to sell California life insurance to prospective clients.



Scented Candle Gift Sets

edward hulse asked:


There are three areas of possible abuse concerning the fiduciary obligations that agents face.  These situations are replacement, use of free look provision, and rebating.

Replacement

Replacement of previously purchased insurance may or may not be valid depending upon individual client needs and circumstances.  This area has been highly regulated as abuses by agents can have serious implications for insurance companies.

In general, replacement of a policy should not be executed where it is clearly disadvantageous to the client.  Replacement is also ill advised where it is used by an agent as a systematic method of obtaining new business.

The proper steps to take when a replacement situation arises should be:

•    Be sure to provide the client with a written comparison showing the advantages and disadvantages of retaining the old policy versus obtaining the new coverage.

•    Provide the insurance company with all requested information regarding the replacement on the insurance application.

By determining client needs through proper questioning and fact-finding skills the need to replace will be diminished.  Coordinated with a systematic prospecting system the need for replacement will be eliminated.

Abuse of Free Look Rules

Most states mandate that insurance prospects be given a “free look.@  State laws give an insurance prospect 10-20 days to decide if they wish to accept the insurance policy as issued.  The purpose of this “free look” provision is to protect consumers from high-pressure sales tactics.  If the consumer declines the coverage within the allowed period, he/she is entitled to a full refund.

The “free look” period begins from the date of policy delivery.

Agents should remember that their basic fiduciary duties to their insurance companies are always paramount.  Abuse of “free look” is violation of the fiduciary role that the company has bestowed on the agent.

Abuse of Rebate Rules

Rebating is knowingly permitting, or offering to make, or making, any contract or agreement as to such contract other than is plainly expressed in the issued insurance contract.  However, most agents know rebating as paying, allowing, or giving, or offering to pay, allow, or give, directly or indirectly, as an inducement to an insurance contract, any rebate of premiums payable on the contract.  In competitive situations, a rebate can “make” or “break” a sale.  When an agent offers to rebate part of his/her commission to a client in order to make a sale, the agent is violating his/her fiduciary duty to the insurance company.

Idaho Insurance Continuing Education

Insurance Continuing Education



Give Me The Steps Of CPR

Das Es.. .Das Ich. Das Über-Ich asked:


I will have my bachelors by next year, and I want to continue my education for free. Someone suggested that if I work for a University, they will let me study for free.

Does anyone know any colleges/universities that have good psychology degree programs that might let me work for them and study for free?

Wholesale Scented Candles

edward hulse asked:


The insurance professional must be aware that he/she has five areas in which to act ethically. They are:

-          Act ethically for himself/herself.

-          Act ethically toward the insurer.

-          Act ethically toward the policy-owner.

-          Act ethically toward the general public.

-          Act ethically toward the state.

Ethical Responsibilities to himself/herself

The agent must act ethically in order to conduct business.  Experience alone will not be enough to meet this extremely important responsibility.

Ethical Responsibilities to the Insurer

The duties of an insurance professional to his/her insurer are established by the concept of “Agency.”  This concept is represented by the agent contract, which both parties agree to and sign.  In carrying out his/her duties, the insurance professional  is  the direct  representative of the insurer.  The professional must keep this in mind.  His/her day to day activities will be a direct reflection on the insurer within the community.

Ethical Responsibilities to Policy-Owners

By filling needs and providing quality service, the insurance professional can meet his/her ethical responsibilities to policy-owners.  Service is of utmost importance since proper service will often lead to future sales and referrals.

In addition, to quality service, the agent owes the policy-owner loyalty.  The agent must also meet ethical responsibilities to policy owners by timely submission of all applications, prompt policy delivery and confidentiality.

Ethical Responsibilities to the Public

Fortunately, the insurance professional has much more control over shaping the public’s attitude toward insurance than do the other army of sales representatives for other consumer products.  The nature of the way insurance is sold creates this advantage.  The insurance professional initiates contact with a prospect, then determines if and what the insurance needs are.  Upon completing these tasks, the agent recommends certain products.  During the course of making these recommendations the agents provides a professional sales presentation and attempts to develop a long-term relationship with quality service after the sale.

Since this unique situation requires a great deal of contact between the consumer and the agent, public perception of the industry itself is based on this relationship.  Such perceptions of the industry hinge on the behavior of the agent.  One can now understand the importance of ethical behavior in a business setting.

The professional agent has two ethical responsibilities to the public:

- To strive for the highest level of professionalism in any and all public contact in order to maintain the strongest positive image of the industry as possible; and

- To keep the public informed about the insurance with the highest level of professional integrity.

Ethical Responsibilities to the State

Although the responsibility to regulate the insurance industry is shared by both the federal and state governments, the states carry the burden of regulating insurance affairs, including the ethical conduct of licensed insurance agents.

In some states, the regulation of ethical conduct falls under marketing practices while other states refer to is as unfair trade practices.  Regardless of its monitor, all states have established a code of ethical standards for insurance agents by defining through laws the proper behavior expected from an agent.  Though these laws differ from state to state, there are enough similarities to discuss them in general terms.  As we study the legal framework, one must remember these laws provide the industry with a set of absolutes.  There are situations which are legal but not ethical.  On the other hand, there are a few  situations, which are illegal,  but  ethical.

Knowledge of such laws is important because they provide the insurance professional with guidelines, pointing the way to stay out of trouble.  Staying out of trouble is very important due  to  the  heavy penalties that can be meted out for various violations of the law.  Penalties can include suspension or revocation of any insurance license.  Penalties can also include the payment of monetary damages and could quite possible end a promising career.

Illinois Insurance Continuing Education

Insurance Continuing Education



Closet Storage Systems